Cost of Living Crisis – How the Government are trying to step up.

I say step-up, and not help, because they should have stepped up a long time ago. I have always said that the cost of living outweighs inflation and that we have, for our entire lives, trusted that our tax is used for the right reasons, but it has been like observing a solicitor who has been given a trust fund live a very comfortable life on it and giving the beneficiary peanuts instead of the intended income.

It is not new (the suffering and hardship), but it has reached such a crisis point that high profile people have started to see that it is all wrong, and people are starting to understand that it is working people who are in negative income, and not benefit scroungers. And let’s be clear, some people simply cannot work, they have heart-breaking disabilities either physical or mental and they need us to be humane about valuing their place in this life. We are not better than they are, we are the lucky ones.

My frustration around the SMBN has always been the barriers to work that should not exist, we are able bodied, able minded, we do not need upskilling or cooking classes, we have just fallen victim to childcare being out of sync with work and uncapped rental combined with low earnings equalling genuine hardship. There are too many barriers and there is too much uncapped ungoverned greed. So that is what must change long term. Short term, help is needed for the millions suffering to get by. Calls from debt collectors, bailiffs for council tax, cards declined for food, it is an appalling state or affairs, when people are just trying to work and pay their way, or are unable to work by no fault of their own.

So, today, the Chancellor, as a result of outcry and pressure, sadly not through genuine understanding, has announced the following: (my analogy is geared towards my SP audience)

DWP will make a one off payment of £650 to 8 million low income households (this will be half in July and half in Autumn see HERE) – I would imagine this is back pay for benefits beneath inflation? tbc (see blogs below as stigma is rife for benefits but there is a blog for holding your head high as a single mum on benefits)

Non-means tested (disability benefits) will get £150 on top of this

this may offer a bit of help to pay bills and buy food in six weeks or so, but we all know that a lot more permanent resolve is needed.

Pensioner households will get an extra £300 of winter fuel payment (I don’t think this will be enough tbh)

The £200 energy loan is now a £400 grant for ALL energy bills for ‘everyone’

The household support fund held by local councils extended by £500million (discretionary)

Rishi reiterated the Gov are on the side of the British People, and reiterated the support through Covid. I think they do mean well, they just don’t have adequate lived experience to see the real issues… maybe they will take some advisories on board!

Targeted Levy for Energy Profits – *temporary

To keep on top of the technical details be sure to follow Martin Lewis on Twitter @MartinSLewis

(thank you Martin Lewis for really helping us all)

My inflation warning blog from 2016 https://juliehawkins.blog/2018/05/10/working-for-poverty-self-employment/
Penalised for being Poor 2016 https://juliehawkins.blog/2016/10/23/rewarded-for-being-rich-and-penalised-for-being-poor/
Holding your head high as a single mum on benefits https://singlemumsbusinessnetwork.wordpress.com/2019/03/22/benefits-as-a-single-mum-holding-your-head-high/
Bias in the tenant market https://juliehawkins.blog/2017/08/10/bias-in-the-tenant-market-hb-or-pets-no-thank-you/
Why flexible working (lack of) costs millions in benefits https://juliehawkins.blog/2020/01/08/flexible-working-isnt-an-option-thats-what-my-employer-confirmed-during-my-maternity-i-had-to-choose-my-career-or-my-daughter-i-chose-my-daughter-and-paid-the-price/
9-5 Manmade Manslaughter https://juliehawkins.blog/2016/09/30/the-blog/

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Welcome New Member, Nina Farr, to the Single Mums Business Network. Nina is a Leadership Coach & Mentor, TEDx Speaker, Author of ‘I am the Parent Who Stayed’, and there’s more! Read on…

I am delighted to welcome Nina Farr, to the Single Mums Business Network, aka SMBN.

You really need to visit Nina’s website to fully appreciate the scope of her offerings, from coaching, HR Support, her own Cluster Mothers Membership group, her book, and much more. Here is what Nina says;

Member Impact Story – Claire Harris – Pets2Places

Thank you to SMBN member Claire for submitting our first official Impact Story!

The Single Mums Business Network [SMBN] was set-up in 2019 to help single mums with work, enterprise and wellbeing, with a strong focus on positive mental health and economic impact…

Welcome New Member, Claire Standen, Coach, Speaker and Activist, to the SMBN

Welcome New Member, Claire Standen, Coach, Speaker and Activist, to the SMBN. Claire is a coach and therapist helping entrepreneurial and professional women break the generational curse of ‘never enough’ so that they can build businesses, relationships and family lives that light them up. Read more..

The BOOK – Single Mum & 21st Century Peasant – Breaking out of Benefits Jail, is coming soon and available for pre-order!

The BOOK – Single Mums & 21st Century Peasant – Breaking out of Benefits Jail, is coming soon!

I have held a number of webinars to address barriers to adequate work, homes and finance, and consequential benefits. This book shares my own journey as a Single Mum and self-proclaimed 21st Century Peasant, as I share information, advice and tips on how to escape the benefits trap, as I did. It is not linear..

Welcome New Member to the SMBN – Debra Elsmore, Owner at Balance, Pilates and Wellbeing

I am delighted to welcome Debra to the Single Mums Business Network. Deb and I have been connected via networking for a number of years and it is always very heart-warming when somebody who has known me for years and I consider a friend, sees the value in formal membership of the SMBN. Debra is a kind and intuitive woman and I know that you are safe in her hands.

Welcome New Member – Carmen Romero, Founder and Director – Impact Creation Lab Ltd

I am delighted to welcome Carmen Romero as a member of the Single Mums Business Network. Carmen has worked for more than a decade in the space of impact investing, UHNWI, family offices and social enterprises as well as with start-ups at various stages of their growth from ideation all the way to pre-seed or seed investment ready.

Welcome New SMBN Member – Danielle Baron – Integrative Therapist | Life/Career Coach | Experienced Teacher and AHT 10+ Years | 11 + Entrance Exam Tutor | Seen in Daily Mail, Prima, Grammar School Insider, Brainz Magazine… and there’s more!

I am delighted to welcome Danielle Baron to the Single Mums Business Network!

Danielle catalyses children and adults to rise like a phoenix from the flames 🔥 and to reach their optimum potential. She is an entrepreneur, inspiring 11+ and 7+ entrance exams tutor, rapid transformational therapist®, business coach for overachievers, a life coach for all, an NLP Master practitioner and she is also certified by the ILM.

Read more…

Right darlings! The Gov have just made a ‘bit’ of a ‘massive’ poop in judging you instead of tackling the root cause and keeping you safe in the interim, so, let me see what I can do to help… Webinar/ Workshop – Breaking Free from Benefits – Flexible Working and Self-Employment – Free of Charge – all welcome regardless of reason for needing support.

I cannot express enough how disappointed I am in the Chancellor’s attitude towards the most vulnerable members of society in receipt of universal credit. I am all for everybody working, and I am all for growing the economy, but punishing the most vulnerable, instead of tackling the root cause, epitomises what is wrong with our Governance. I have always been a proud tax payer, but right now, I am not proud of where that tax is going.

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