
On Tuesday 29.11.22 I lost my father, without any end of life care, proper diagnosis, much needed outpatient appointments, or his end of life wishes properly recorded on his medical notes, due a broken, stretched system. I am not okay with it, but I am using my emotions constructively, and fuelling my work of which he was so proud. Our ecosystem is broken, and I blame those who manage it, or do not manage it I should probably say.
I have held a number of webinars to address barriers to adequate work, homes and finance, and consequential benefits. This book shares my own journey as a Single Mum and self-proclaimed 21st Century Peasant, as I share information, advice and tips on how to escape the benefits trap, as I did. It is not linear. I thought it was, before I knew. I thought it was black and white, you simply get a job. If you have clicked this far, the chances are you already know what a battle it is, not to need support, when there are barriers and sharks at play.
But it can be done! I am a single mum, my daughter is ten, benefits are behind me, and I enjoy paying tax again instead of needing to continue to claim it back. The banks refused to help as soon as I was in hardship, and the sharks fed from my wounds, enjoying profiting from my desperation. Landlords rejected me and friends and family were too fearful to act as guarantors. Between the banks, the landlords, the 9-5 presenteeism, and cheap unhealthy diet I bled hard, I cried hard, and I didn’t want to carry on at all, but we do, for our children, and my daughter was my guiding light back to peace, pride, purpose and disposable income!
What I share with you is not a get rich quick scheme, it is not a high ticket trick to feed from your hunger, this is sharing what I have learned in a decade, what I wished somebody had told me in my first week of being a single mum, it is intended to save you from wasting too much time and to guide you to do everything you can to help yourself in a positive way.
As I state in my book:
‘If you take circa 873,000 mums who want to work, and offer those with young children, roles in the NHS from 9:30 – 2:30, or 10-2, and those with older children NHS roles from 9-4, even if it is 38 weeks per year, surely that would save lives? Surely. In November 2022, the Royal College of Nursing [RCN] announced that nursing staff at the majority of NHS employers across the UK had voted to take strike action over pay and patient safety, and on 1st December 2022, the Department of Health and Social Care [DHSC] stated that the UK will face a prolonged period of excess deaths, due to cancelled appointments and NHS avoidance during the pandemic.’
By helping you break away from benefits, and by educating Stakeholders on how to remove barriers to work, homes and finance. We can all create a better and safer future, for us, and our families.
This book is packed with signposting, information and advice.
Contents
- Making Peace with Benefits
- Flexible Working
- Multi-Level Marketing & Networking
- Ethical, Impactful Business
- Business in a Digital World – Setting up your shop window and Minimum Income Floor
- Business Departments and Transferable Skills
- Mindset and Gratitude
- Peer Pressure – Anti Growth
- Social Conditioning – Expectations Hurt Us
- Forgiving Ignorance and Walking Away
- University
- Support and Information
- Embracing Isolation & Loneliness
- Barriers
- Financial Education
- Responsible Finance
- Credit Scoring, Sharks, Fat Cats, Tax Evasion
- Social Impact Review 2019
The purpose of this book is to have a positive impact, and to support the work of the SMBN, which is a business network with a social conscience, full of women contributing to not only helping themselves, but helping each other, and helping our wider community.
You can buy the book on Amazon HERE – it is more expensive due to Royalities, or you can checkout below. If money is tight (I get it) Please use THIS LINK to pay £3 per week via GoCardless

Single Mum and 21st Century Peasant – Breaking out of Benefits Jail
Postage 7 days – Amazon is quicker but more £
£10.99
This book is dedicated to my Dad, my hero, Michael Hawkins. Dad suffered as a result of our broken system, before I could make enough impact to help him, nothing will ever make that okay. Avoidable strain on our NHS, means that I can never hug him again.
My Dad was noble, and kind, he used his life always to try and help others, whether via policing, his work within his local council, or as mayor. He fought to save Westbury Hospital and always treated others with kindness and respect. For him to leave us without any end of life care, or pain relief, is simply unacceptable, it is too late for him.
You loved it when I worked hard Dad, and work hard I shall, in your name, in our name. Hawkins.
Dad, Michael Hawkins, 23.09.1946 – 29.11.2022
Preview
For some support meanwhile, you can watch a recent webinar recording below:
Your future starts today, with positive steps towards a positive outcome. No stigma, no shame, just support, understanding, encouragement, and insight.

Webinar #IWD2023 #EmbraceEquity – My talk on Barriers to Finance, and how Barriers to Work, Homes and Finance are interlinked..
On Wednesday 8th March I co-hosted a webinar with SWIG finance. Speakers included:
Welcome New Member, Michele Ambara – M&M Events Inspiration
I am delighted to welcome Michele, to the SMBN; here is a little about Michele: ‘I am a single mother of two children, and I am self-employed. Before I tell you about what I do now, I’ll tell you a bit about my background…
Welcome New Member, Janine Jorsling, Mobile Massage Therapist and Candle Maker, at Janine Marie London
I am delighted to welcome Janine to the Single Mums Business Network, our first new member of 2023! By joining the SMBN Janine is no longer ‘SOLO’, with ongoing exposure in our quarterly magazine, regular networking with other Single Mums in Business plus additional member benefits, Janine is not only helping herself but she is…
Welcome New Member, Nina Farr, to the Single Mums Business Network. Nina is a Leadership Coach & Mentor, TEDx Speaker, Author of ‘I am the Parent Who Stayed’, and there’s more! Read on…
I am delighted to welcome Nina Farr, to the Single Mums Business Network, aka SMBN. You really need to visit Nina’s website to fully appreciate the scope of her offerings, from coaching, HR Support, her own Cluster Mothers Membership group, her book, and much more. Here is what Nina says;
Welcome Nina Bambrey, Parenting Coach, Author and Researcher, to the Single Mums Business Network
I am delighted to welcome Nina back to the SMBN. Nina is a parenting coach, author and researcher..
Member Impact Story – Claire Harris – Pets2Places
Thank you to SMBN member Claire for submitting our first official Impact Story! The Single Mums Business Network [SMBN] was set-up in 2019 to help single mums with work, enterprise and wellbeing, with a strong focus on positive mental health and economic impact…
Welcome New Member, Claire Standen, Coach, Speaker and Activist, to the SMBN
Welcome New Member, Claire Standen, Coach, Speaker and Activist, to the SMBN. Claire is a coach and therapist helping entrepreneurial and professional women break the generational curse of ‘never enough’ so that they can build businesses, relationships and family lives that light them up. Read more..
Sarah Harvey, SMBN Member and Students in Mind Founder, delivers Wellbeing Workshop to Weightmans Solicitors.
Sarah Harvey, SMBN Member and Students in Mind Founder, delivers Wellbeing Workshop to Weightmans Solicitors. By engaging with one of the Students in Mind workshops, Weightmans showed themselves to be a forward-thinking employer when it comes to educating their staff…
Welcome New Member to the SMBN – Debra Elsmore, Owner at Balance, Pilates and Wellbeing
I am delighted to welcome Debra to the Single Mums Business Network. Deb and I have been connected via networking for a number of years and it is always very heart-warming when somebody who has known me for years and I consider a friend, sees the value in formal membership of the SMBN. Debra is…
Welcome New Member – Carmen Romero, Founder and Director – Impact Creation Lab Ltd
I am delighted to welcome Carmen Romero as a member of the Single Mums Business Network. Carmen has worked for more than a decade in the space of impact investing, UHNWI, family offices and social enterprises as well as with start-ups at various stages of their growth from ideation all the way to pre-seed or…
SMBN Webinar – Benefits, Minimum Income Floor, MLM, Business, Flexible Working Agencies, Wellbeing, Finance, Support. – AUDIO only for privacy of attendees.
I’ve had to share this as an audio rather than video for privacy reasons as I failed to remove videos of attendees, but please listen, and do what you can for positive advancement.
Welcome New SMBN Member – Danielle Baron – Integrative Therapist | Life/Career Coach | Experienced Teacher and AHT 10+ Years | 11 + Entrance Exam Tutor | Seen in Daily Mail, Prima, Grammar School Insider, Brainz Magazine… and there’s more!
I am delighted to welcome Danielle Baron to the Single Mums Business Network! Danielle catalyses children and adults to rise like a phoenix from the flames 🔥 and to reach their optimum potential. She is an entrepreneur, inspiring 11+ and 7+ entrance exams tutor, rapid transformational therapist®, business coach for overachievers, a life coach for…
Right darlings! The Gov have just made a ‘bit’ of a ‘massive’ poop in judging you instead of tackling the root cause and keeping you safe in the interim, so, let me see what I can do to help… Webinar/ Workshop – Breaking Free from Benefits – Flexible Working and Self-Employment – Free of Charge – all welcome regardless of reason for needing support.
I cannot express enough how disappointed I am in the Chancellor’s attitude towards the most vulnerable members of society in receipt of universal credit. I am all for everybody working, and I am all for growing the economy, but punishing the most vulnerable, instead of tackling the root cause, epitomises what is wrong with our…
Single Mums Business Magazine Autumn Edition 2022 OUT NOW
Single Mums Business Magazine Autumn Edition 2022 OUT NOW
Our new Prime Minister Liz Truss, her knowledge of the Single Mums Business Network, aka SMBN, and our renewed hope for access to childcare, homes, financial independence and dignity.
With every change comes renewed hope, renewed hope for action, change, and a better future for us all, and whatever your political views, this is todays’ reality, and this is where less drama, and more productive focus is needed.
ITV interviewed me last week; they refused to use my interview, as I refused to deviate from my truth. We need to be clear about who receives benefits, instead of fuelling the stigma..
ITV interviewed me last week; they refused to use my interview, as I refused to deviate from my truth. We need to be clear about who receives benefits, instead of fuelling the stigma..
Welcome New Member – Rachael Namiiro – Founder of Billdup (use bill payments to improve your credit score), to the SMBN!
I am delighted to welcome Rachael Namiiro to the Single Mums Business Network. Rachael founded Billdup, following her own experience post separation, of the reality of an absent credit score if your bills are paid via your partner. Here is what she says;
SMBN Awards 2022 – Headline Sponsor Announced! Thank you to the Charity Learning Consortium, The #1 online training provider for charities!
We are delighted to announce that the Headline Sponsor for the 2022 SMBN Awards is the Charity Learning Consortium. The CEO Martin Baker really understands the impact of helping others, from affordable eLearning to flexible working, he has truly created a company to be proud of.
I’ve had a busy 24hrs! I have spoken to the PM; challenged, listened, delivered our message, presented the barriers, the solutions, the pain, and I am beyond satisfied that I have done all that I can; here’s what was said…
Naturally we do not know whether it will be Rishi or Liz that resides at No.10 next month, but I can hand on heart, in the knowledge that it will be one of them, say that I have spoken to our PM! Quite literally for YEARS, I have been writing to Downing Street, Royalty, MP’s,…
Happy 9th Birthday to KIH Products. The Company that led to the SMBN…
I am SO grateful for my journey; from identifying a gap in the market and supplying KIH Beds to professional practitioners and the #spa industry worldwide. I met a need despite being unable to meet my own needs…
Award Entries, Membership and More…
smbn – Award Entries, Membership and More… are you up to date? it’s a beautiful day, why not have a browse 💞
Friend of the SMBN Carol McIntyre – Founder of Exec Pro VA – A Welcome Renewal!
It is always lovely to welcome a new member or new friend to the SMBN, but it’s something extra special when a member has a break then re-joins, or renews their membership. It’s a real pleasure to extend a warm second welcome to Carol McIntyre, after her confirmation of renewal of being part of what…
It’s out! Single Mums Business Magazine – Summer Edition 2022
It’s out! Single Mums Business Magazine – Summer Edition 2022
Welcome ‘Friend of the SMBN’, Caron Kipping, Divorce & Separation Coach
Welcome ‘Friend of the SMBN’, Caron Kipping, Divorce & Separation Coach Caron is a Divorce Coach specialising in supporting people in abusive and controlling relationships or dealing with post-separational abuse.
Welcome ‘Friend of the SMBN’, Katie Phillips, The School of Self Love
The Empowered Feminine Approach To Dating When it comes to preparing midlife single women to be ready to receive their ‘one’ and enjoy an empowered relationship – our friend Katie Phillips is your gal. Katie is a master at guiding women through the inner work that’s required to experience a shift in their external circumstances.…
With gratitude to 2022 SMBN Awards Prize Sponsor – Something Wicked! Luxury High End Leather and Vegan Leather Lingerie… £250 voucher..
I am very grateful to our friends at Something Wicked, @wearewickeduk for being so generous as to offer a £250 voucher to one of our award winners this year! It is such a special night to treat the ladies who rarely come first, and we appreciate all the help we can get to make that…
Aaaaand, we’re off!
Aaaaand, we’re off! The SMBN Single Mums Business Network 2022 Awards are officially OPEN for entries! Read more…
Cost of Living Crisis – How the Government are trying to step up.
I say step-up, and not help, because they should have stepped up a long time ago. I have always said that the cost of living outweighs inflation and that we have, for our entire lives, trusted that our tax is used for the right reasons, but it has been like observing a solicitor who has…
Welcome New Member – Michelle Forster, Founder of Tricord Solutions HR, to the SMBN
I am delighted to welcome Michelle Forster, Founder of Tricord Solutions HR, to the Single Mums Business Network. Here is what Michelle says:
Categories announced for the SMBN 2022 Awards…
Categories this year are: Campaigner of the Year Acing Adversity Award Super Start-up Community Champion Excellence in Customer Care Employer of the Year SMBN Champion of the Year Best Corporate Responsibility Best Innovation Award Best Business Marketing Read more…
Welcome ‘Friend of the SMBN’, Charlotte Webb, Principle at Castle Green Financial Planning
I am delighted to officially welcome Charlotte to the SMBN as a ‘Friend’, being a friend of the SMBN means that you benefit from the exposure on-line and in print whilst supporting our quest to make work work as single parents. We appreciate every friend of the SMBN as, with their actions, they demonstrate they…
Single Mums Business Magazine – Spring Edition 2022 Out Now!
Single Mums Business Magazine – Spring Edition 2022 Out Now!
Ruth and the Single Parent Rights Team are working hard to bring single parents employment experiences to politicians..
I have a lot of respect for the work Ruth does, to date alone and unfunded, to ensure that we do not face various discriminations due to our status. As I discuss barriers I realise that as a protected characteristic we would be better placed to fight for equal opportunities to home ownership, work, business…
Small Business – Big Difference! In this interview with Alison Cork we discuss how she champions female entrepreneurs, is passionate about healthy living, and how she has now launched a Viral Campaign for the UK Small Business Community to Donate £1 each to support Ukraine Appeal..
Just wow! You know that question that often pops up – if you could choose just a few people to have dinner with, well, Alison Cork would certainly be on my list, she is an absolute powerhouse, doer, thinker, entrepreneur and all round great lady to support, motivate, inspire, whilst knowing how to pull something…
2022 – The Year of the Single Parent!
2022 – The Year of the Single Parent! I have it on good authority! Things are changing for us, we are raising awareness of, and challenging, genuine barriers that feed negative public perception. We are making it okay to be single, and a parent! We are not ashamed, we are celebrating a future where relationships…
SMBN Member Claire, Founder of Pets2Places, welcomes first franchisee, Nicola Hughes, who is now operating the Pets 2 Places pet taxi service in Solihull
SMBN Member Claire, Founder of Pets2Places, welcomes first franchisee, Nicola Hughes, who is now operating the Pets 2 Places pet taxi service in Solihull…
It’s official! Purple Shoots Responsible Finance Raising Funds to Specifically Support SMBN Members! and we are so grateful!
This is Mike and Karen, from Purple Shoots, receiving flowers at this years’ Single Mums Business Network Awards, in gratitude for having faith not only in me (Jules), but in a handful of my members when banks had written us off because the computer says no. Purple Shoots Business Lending (“Purple Shoots”) is a not-for-profit…
From MEH to Magnificent! Ways to grow through student life. By Sarah Harvey
I am so excited for SMBN member Sarah who has today published her book on Amazon – From MEH to Magnificent! Ways to grow through student life. I have had a front row seat for the past two years as Sarah has developed her courses, piloted in private secondary schools and with true relentless tenacity…
One response to “The BOOK – Single Mum & 21st Century Peasant – Breaking out of Benefits Jail.”
[…] Peasant’ that is available from Amazon or at a slightly lesser cost via my main SMBN website hereI would appreciate if you could buy a copy, and maybe two, if you could drop one in to your local […]
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